What this calculator does
The Salary Calculator turns a gross salary into take-home pay. Enter what you earn — per year, per month or per week — plus your income tax rate and any other deductions such as social insurance or pension contributions. The calculator works out the annual and monthly totals for each deduction and shows what actually lands in your bank account: yearly, monthly and weekly.
It is useful when comparing job offers, checking that a payslip looks right, planning a budget around your real income, or negotiating a raise in gross terms and wanting to know what that means net.
How to use the Salary Calculator
- Enter your gross salary. This is the amount before any deductions, for example 60000.
- Choose the pay period. Pick per year, per month or per week so the calculator can annualise it correctly.
- Enter your income tax rate as a percentage. If you are unsure, use the effective rate from a payslip: tax paid ÷ gross pay × 100.
- Enter other deductions as a percentage. Social insurance, pension contributions and similar items. Leave 0 if you have none.
- Click "Calculate". Your annual, monthly and weekly take-home pay appear below the button.
- Try alternatives. Change a rate or the gross amount and recalculate to compare scenarios.
Formula
The calculator uses a flat-rate (effective percentage) model:
- Gross: the salary before deductions, converted to an annual figure
- tax%: income tax as a percentage of gross pay
- other%: social insurance, pension and similar deductions as a percentage of gross pay
Monthly take-home = net annual ÷ 12, and weekly take-home = net annual ÷ 52.
Example
Say you earn a gross salary of 60,000 per year, with an income tax rate of 15% and other deductions of 7.5%.
- Tax = 60,000 × 15 ÷ 100 = 9,000 per year
- Other deductions = 60,000 × 7.5 ÷ 100 = 4,500 per year
- Net annual = 60,000 − 9,000 − 4,500 = 46,500
- Monthly take-home = 46,500 ÷ 12 ≈ 3,875
- Weekly take-home = 46,500 ÷ 52 ≈ 894.23
You keep 46,500 ÷ 60,000 = 77.5% of your gross salary — that share is often called the net-to-gross ratio.
Frequently asked questions
What is the difference between gross pay and net pay?
Gross pay is your salary before anything is taken out. Net pay (take-home pay) is what actually reaches your bank account after income tax, social insurance and other deductions.
How do I convert my salary to a monthly amount?
Divide the annual figure by 12, or choose 'per month' in the calculator and enter the amount directly. The calculator shows the annual, monthly and weekly take-home figures side by side.
What counts as a deduction?
Anything taken from your gross pay: income tax, social security or pension contributions, health insurance and similar items. Enter each as a percentage of your gross salary.
Why is my real payslip different from the result?
Most countries use progressive tax brackets, personal allowances and capped contributions, so the effective deduction is rarely a flat percentage. Use an average rate and treat the result as a close estimate.
How do I find my effective tax rate?
Divide the total tax on a payslip by the gross pay on the same payslip and multiply by 100. That single percentage is what the calculator needs.
Does the calculator store my salary?
No. Every calculation runs locally in your browser and nothing is sent to a server.
Related calculators
Other free calculators commonly used with this tool: Inflation Calculator, Loan EMI Calculator, Mortgage Calculator, and Percentage Calculator.
Want a deeper walkthrough? Read our take-home pay guide.