Terms of Use

Last updated: October 12, 2026

By accessing or using Calculator Hub at smartcalc-tools.com (the "Site"), you agree to these Terms of Use. If you do not agree, please do not use the Site.

Use of the Site

The Site and its calculators are provided free of charge for personal, non-commercial use. You agree not to misuse the Site. For example, you may not attempt to disrupt it, gain unauthorized access to it, scrape it in bulk, or use it for any unlawful purpose.

No professional advice

Calculator results are estimates provided for general information only and are not financial, legal, tax or investment advice. Please read our Disclaimer for more details.

Accuracy

We work to keep our calculators accurate, but we do not guarantee that the Site, its formulas or any data it uses (such as currency exchange rates) are complete, current or error-free. You are responsible for checking important figures independently.

Intellectual property

The Site's design, text and code are owned by Calculator Hub unless otherwise stated. You may share links to the Site, but you may not copy or republish substantial parts of it without our permission.

Third-party links

The Site may link to third-party websites. We are not responsible for their content or practices.

Disclaimer of warranties

The Site is provided "as is" and "as available", without warranties of any kind, either express or implied, including fitness for a particular purpose and non-infringement.

Limitation of liability

To the fullest extent permitted by law, Calculator Hub is not liable for any direct, indirect, incidental or consequential loss or damage arising from your use of, or reliance on, the Site or its results.

Changes

We may update these Terms at any time. Continued use of the Site after changes are posted means you accept the updated Terms.

Contact

Questions about these Terms? Please reach us through our Contact page.